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Products/credit

Credit

Reporting on-time payments to the bureaus is one of the most valuable financial products in the country — and your customers are getting it from a stranger, not from the broker who earned the relationship. Cove lets a brokerage, an agent, or a platform launch a credit-building product the same week, in their brand, on the relationship they already own.

Credit growth8 months on Cove
Member score
581▲+0
JanMarMayJul
Reporting toTransUnion · Equifax · Experian

What it is

Turn the on-time rent, utility, or subscription payments your customers already make into a credit-building product reported to TransUnion, Equifax, and Experian. Your brand on the interface. Your name on the score. Your relationship deepening, not leaking out.

Furnishing, instantly

Bureau furnishing relationships used to take years to negotiate — that's why this product was gated to a handful of fintechs. Cove makes the same rails available on the day you sign up. The infrastructure isn't the moat anymore. Your relationship is.

Integration

Drop in the SDK, use the hosted flow, or generate one with a sentence. Customers enroll once, payments are auto-detected, and the data flows to bureaus monthly. The product is yours from the first screen.

Launch credit→Back to Cove